There are countless new and innovative programs to assist employers in taking charge of their employee benefit risk and in providing good healthcare benefits for their employees. A great example…
6.01.2017
Lower Costs
The fight against healthcare inflation requires a well-defined, data driven strategy combined with a relentless daily focus on aggressively managing carriers, vendors, providers and the risk factors that drive costs for your organization. Our Benefit Consultants lead the way with expertise, creativity and a deep personal commitment to deliver for you and your employees.
Better Benefits, Lower Costs
3 min read
Prescription Drug Coupons: Drug Manufacturers Save Employees Millions at the Employer's Expense
Prescription drug manufacturers have developed a perfect system to allow the pass-through of brand name drug price increases directly to plan sponsors (employers) via copay coupons, which effectively undermine insurer…
5.26.2017
Employers have self-insured themselves for healthcare costs for many years, but historically it has been a funding mechanism for large employers only. With the advent of the Patient Protection and…
The U.S. health care system is complex. While insurance is an important tool to limit exposure, it adds a layer of confusion. Here are just a few tips and tricks…
Better Benefits, Lower Costs
1 min read
Health Plan Differences: Understanding Self-Insured vs. Fully Insured
For companies that must deal with how best to handle health insurance costs, a decision needs to be made on whether they choose to be fully insured or self-insured. Use…
No Headaches, Lower Costs
3 min read
Proper Medical Insurance for the International Business Traveler
In 2017, there will be a growing need to provide for adequate medical insurance for U.S. employees who travel overseas on short term assignments lasting less than 90 days. This…
Better Benefits, Lower Costs
3 min read
Fact vs. Fiction: What Employers Need to Know About Self-Funding
Historically, self-funded health plans have been most effective for larger companies, but as health costs continue to climb, self-insurance has become a viable option for many employers of all sizes…
1.04.2017
Better Benefits, Lower Costs
4 min read
Is The CT Partnership Plan The Best Health Insurance Option For You?
Each year our local municipalities go through the annual renewal of their employee medical and prescription drug premiums. Insurance carriers typically provide the renewal premium quote for the upcoming fiscal…
You’ve probably seen a commercial on TV for Sovaldi, a breakthrough drug that can cure hepatitis C. Without a doubt, this drug has and will change people’s lives for the…
No Headaches, Lower Costs
3 min read
A Milestone Health Coverage Amendment On The Ballot: The Pros And Cons of ColoradoCare
The people of the state of Colorado have a major decision to make on November 8th. It’s not only the vote to elect our next President --I won't even touch…
What happens when an employer gets tired of continually subsidizing an insurance pool it consistently outperforms? What is a chronically overinsured employer to do?