You’ve probably seen a commercial on TV for Sovaldi, a breakthrough drug that can cure hepatitis C. Without a doubt, this drug has and will change people’s lives for the…
Lower Costs
The fight against healthcare inflation requires a well-defined, data driven strategy combined with a relentless daily focus on aggressively managing carriers, vendors, providers and the risk factors that drive costs for your organization. Our Benefit Consultants lead the way with expertise, creativity and a deep personal commitment to deliver for you and your employees.
No Headaches, Lower Costs
3 min read
A Milestone Health Coverage Amendment On The Ballot: The Pros And Cons of ColoradoCare
The people of the state of Colorado have a major decision to make on November 8th. It’s not only the vote to elect our next President --I won't even touch…
What happens when an employer gets tired of continually subsidizing an insurance pool it consistently outperforms? What is a chronically overinsured employer to do?
Being a financial analyst, I thought that dealing with the costs associated with having a baby would be a breeze. Ironically, navigating the healthcare system was more challenging than I…
The pharmaceutical industry has become abundant with misuse and greed. Profit, shareholder returns and risk minimization are the primary goals for most stakeholders. Half of specialty drug spending is for…
Year after year, employers find themselves battling large increases on their health insurance plans with little to no warning. Unfortunately, this creates an extremely challenging environment, forcing the employer to…
Lower Costs
4 min read
Looking For A Long-Term Strategy To Manage Your Employer Health Plan? Consider An ACO!
While unnecessary services, excess administrative expenses, fraud, and an inefficient care delivery model certainly contribute to higher premiums there are many other drivers to increasing costs.
In October 2015, Santa Cruz Sentinel reported: “Santa Cruz County has the highest cost for employer-provided health insurance of 274 U.S. metro areas, according to a study by a consumer…
Healthy People, Lower Costs
2 min read
Renew Your Commitment to Organizational Health and Wellness in 3 Simple Steps
Our workforce is aging rapidly, increasing the burden on our health care system. Chronic conditions such as heart disease, obesity, diabetes and depression have reached epidemic levels. The result is…
Before I began my career in the insurance industry, I only ever heard of underwriting in terms of applying for a mortgage. It seemed to be that black hole, where…
Lower Costs
3 min read
Could The “Patent Cliff” Result In A Company’s Inability To Overcome A Financial Mountain?
The last time you watched TV, how many times did you see a commercial from a pharmaceutical company? Perhaps you’ve seen an advertisement for Humira, Harvoni , Tecfidera or one…