The need for consumer driven health plan education is more important than ever. With an increase in the number of employer groups choosing to offer a Consumer Driven Health Plan…
10.02.2017
medical expenses
Accidental injuries can occur anytime for employees and their dependents. Despite providing on the job protection, what happens if an employee is injured at home, at the gym or even…
5.31.2017
Better Benefits, Lower Costs
3 min read
Prescription Drug Coupons: Drug Manufacturers Save Employees Millions at the Employer's Expense
Prescription drug manufacturers have developed a perfect system to allow the pass-through of brand name drug price increases directly to plan sponsors (employers) via copay coupons, which effectively undermine insurer…
5.26.2017
Employers have self-insured themselves for healthcare costs for many years, but historically it has been a funding mechanism for large employers only. With the advent of the Patient Protection and…
The U.S. health care system is complex. While insurance is an important tool to limit exposure, it adds a layer of confusion. Here are just a few tips and tricks…
Better Benefits, Lower Costs
1 min read
Health Plan Differences: Understanding Self-Insured vs. Fully Insured
For companies that must deal with how best to handle health insurance costs, a decision needs to be made on whether they choose to be fully insured or self-insured. Use…
No Headaches, Lower Costs
3 min read
Proper Medical Insurance for the International Business Traveler
In 2017, there will be a growing need to provide for adequate medical insurance for U.S. employees who travel overseas on short term assignments lasting less than 90 days. This…
Better Benefits, Lower Costs
4 min read
Is The CT Partnership Plan The Best Health Insurance Option For You?
Each year our local municipalities go through the annual renewal of their employee medical and prescription drug premiums. Insurance carriers typically provide the renewal premium quote for the upcoming fiscal…
You’ve probably seen a commercial on TV for Sovaldi, a breakthrough drug that can cure hepatitis C. Without a doubt, this drug has and will change people’s lives for the…
The pharmaceutical industry has become abundant with misuse and greed. Profit, shareholder returns and risk minimization are the primary goals for most stakeholders. Half of specialty drug spending is for…
Lower Costs
4 min read
Looking For A Long-Term Strategy To Manage Your Employer Health Plan? Consider An ACO!
While unnecessary services, excess administrative expenses, fraud, and an inefficient care delivery model certainly contribute to higher premiums there are many other drivers to increasing costs.