Employers have self-insured themselves for healthcare costs for many years, but historically it has been a funding mechanism for large employers only. With the advent of the Patient Protection and…
self-insurance
What happens when an employer gets tired of continually subsidizing an insurance pool it consistently outperforms? What is a chronically overinsured employer to do?
Currently there are no PCSK9 inhibitors on the U.S. market but two approvals are anticipated this summer: Alirocumab (PRALUENT), manufactured by Sanofi/Regeneron is expected to receive approval by July 24,…
As employers begin to sift through all of the different health care options that are now available to them, their focus will be solely on affordability. This is primarily because…
9.02.2014
Compliance Confidence
4 min read
2 Crucial Responsibilities Self-Insured Employers Need To Act On Now
Employers who offer a self-insured medical plan now have two additional responsibilities: 1) Submitting for the Transitional Reinsurance Fee by November 15, 2014, and 2) Applying for an ACA and…
Lower Costs
2 min read
Self-Funding – It’s Supposed To Save You Money, But Are You Still Paying Too Much?
We all know when setting up our self-funded insurance plan that we are contracting with an administrator, network and stop loss carrier. There is also typically information about case and…
If you are familiar with how risk health and welfare plans are financed in the U.S. then you know how in most instances they are dealt with overseas. This blog…
Compliance Confidence
2 min read
How Will The Affordable Care Act Benefit Health Plans, Costs And Employees? With The Advent Of Private Marketplaces!
Over the past two years, employers and their advisors have been working to digest, decipher, strategize and adjust to the impact the Affordable Care Act (ACA) has and will have…
Lower Costs
2 min read
Health Care In Massachusetts – State Report Indicates Focus On Pay For Performance And Innovative Plan Designs
In February I wrote about the healthcare delivery system in Massachusetts, specifically about how Carriers and Providers were working toward greater collaboration in an effort to lower healthcare costs and…
or... How The Brady Bunch Got Me Thinking about Private Exchanges My kids, ages 12, 10 and 7, recently stumbled upon The Brady Bunch on one of the thousands of…