Ray Fernandez


26 years of experience


Ray Fernandez is a Principal of OneDigital, a leading insurance brokerage, financial services and HR consulting firm.

Ray has over 25 years of experience in the insurance and healthcare industry. Prior to joining OneDigital in 2018, he led is own firm to become one of the premier employee benefit consulting firms in the industry that delivered a unique value proposition with services such as Absence Management Administration, Global Insurance Solutions and other customized solutions. Ray is an experienced employee benefit consultant representing clients in various industries including banking, technology, major retailers, higher education institutions, national chain restaurants and other high profile companies. He particularly excels at serving clients that have complex needs including employers that are publicly traded, have self-funded plans, multi-state locations and organizations seeking profitable growth through global expansion.

As a student-athlete, Ray was recruited by several of the nation's top universities including the University of California, Los Angeles (UCLA) where he accepted an athletic scholarship to play soccer. He graduated from UCLA earning a Bachelor of Arts degree in Political Science. In addition, he helped the UCLA Soccer Team win the NCAA National Championship, while being recognized and awarded team MVP honors. Ray continues to play soccer and remains actively involved with athletic sports in Southern California. As a resident in South Orange County, Ray enjoys his personal time with his wife and children. He also takes great pride in being involved with his local community such as the Boys & Girls Club organization and being a donor to various charitable organizations.

Quick Links

Latest News & Updates from Ray Fernandez and Team