Nonprofit organizations face retirement planning decisions that for-profit employers simply don't. From choosing between a 401(k) and 403(b), to navigating fiduciary responsibilities, compliance testing, and fee benchmarking — the stakes are high and the resources are often lean.
In this session, OneDigital's retirement specialists walk nonprofit leaders through a complete retirement strategy framework: what's inside the plan matters as much as the plan type itself. We'll cover plan design, recordkeeper selection, compliance essentials, and the tools available to stretch limited budgets further, including Pooled Employer Plans (PEPs) that can dramatically reduce administrative burden for smaller organizations.
We'll also address how nonprofits can provide meaningful retirement and deferred compensation programs for senior executives and key employees in a world where stock options aren't an option. And we'll surface a timely legislative alert on the OBBBA's expansion of executive compensation rules that every nonprofit board and finance leader needs to hear.
Whether you're evaluating your first plan or benchmarking one you've had for a decade, you'll leave with a practical framework and a clear 30-day action plan.
By the end of this session, participants will be able to:
- Understand the key differences between 401(k) and 403(b) plans; and why plan design matters just as much as plan type
- Identify compliance responsibilities and fiduciary duties that every nonprofit plan sponsor needs to know
- Recognize cost-saving options like Pooled Employer Plans (PEPs) that reduce administrative burden for lean organizations
- Evaluate executive benefit tools, including 457(b), 457(f), and SERPs, designed for nonprofits that can't offer equity compensation
- Take confident next steps toward a retirement strategy that works for your people and your mission
