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Bankruptcy’s Impact to Commercial Property Insurance
Property & Casualty
Business Insurance & Risk Management
Optimize insurance spend through a proactive process that strategically addresses risk, strengthening your organization today and protecting its future.
Relentlessly Giving You the Power to Protect
NAVIGATE RISK WITH CONFIDENCE
Build a plan that makes sense and makes a difference.
We don’t just insure - we help you understand how your risk strategies impact growth and innovation. By taking the time to understand your priorities, we design an insurance program paired with a clear, ongoing plan to intentionally address, monitor, and adjust risk as your organization evolves.
A Different Kind of Insurance Team
We began as industry leading independent agents that care deeply about the people, clients, and communities that are the foundation of our success – and that’s still who we are today.
A rapidly emerging national industry leader, OneDigital’s Property & Casualty practice launched in 2021 through the strategic acquisition of three well-established local agencies and the goal of better serving the holistic needs of clients.
Today, our team continues to grow with more than 500 Property & Casualty professionals spanning the United States, delivering deep expertise and innovative resources. Guided by a unified culture and commitment to core values, we provide comprehensive, client-centric solutions that address the full spectrum of risk and insurance needs, while driving positive impact in the communities we proudly serve.
OneDigital leverages an extensive network of top-rated insurance carriers to deliver comprehensive, best-in-class solutions nationwide. As a rising Property & Casualty industry leader, our teams across the country serve clients in all fifty states—from innovative startups to enterprise organizations, along with individuals and families.
We set the standard for service excellence, ensuring that every client has an exceptional experience and benefits from tailored strategies guided by our teams' collective expertise. Our holisitc approach means that our team can act as business advisors on a variety of organizational challenges, including employee benefits cost containment, HR complexities, retirement plan administration, and many more.
Our nationwide network of local teams operates with the collective strength and expertise of an industry leader, backed by the expansive reach and robust resources of the OneDigital enterprise. We make significant, strategic investments in the professional and personal development of our people, equipping them to deliver world-class service and drive meaningful outcomes for our clients.
Our commitment to community impact is reflected in our annual $500 per team member company match of charitable contributions, paid volunteer time, and coordinated team service projects that empower our people to create lasting, positive change across the country.
Risk Advisory Services
Turn data into actionable insights that help you minimize unforeseen risks and manage costs. Make better decisions with industry benchmarking, category-specific risk evaluations, loss cost estimate analytics, predictive modeling, and claims and work comp experience mod analysis.
Effectively reduce claims and strengthen operations by minimizing risk with a proactive approach.
Put your mind at ease with a transparent claim process, strategy, and resolution plan.
Resilience by design, not by chance.
$4.4 Million
Global average cost of a data breach.When a hacked account can instantly jeopardize a business, protection from cyber risk is just as important as accounting for general liability exposures.
Learn More About Cyber Risk
60%
Of premium potentially returned with captive insurance and alternative risk solutions.For larger organizations seeking more strategic use of funds to align with company priorities while managing risk.
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#41
Insurance Journal 2025 Top 100 Independent Property/Casualty Agencies*This ranking was based on self-reported data from May, 2025. The ranking is not based on current or future performance or client experience. No compensation was provided in consideration for this recognition.
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Check out our FAQs for common questions. If you can’t find what you’re looking for, reach out to us and we’ll help guide you.
At OneDigital, we recognize that determining the right coverage requires more than a one-size-fits-all approach. As a nationally recognized industry leader, our team leverages deep expertise, advanced resources, and broad market insight to conduct a thorough assessment of your organization’s unique needs. We go beyond the basics—delivering a comprehensive, data-driven coverage strategy that provides transparent insight into your risk exposures and identifies opportunities for improvement. With our expansive capabilities and consultative approach, you can be confident that your insurance and risk management program is built on a foundation of clarity, precision, and industry-leading support.
Absolutely. As a nationally recognized driving force in insurance and risk management, OneDigital transcends the conventional agent role to become a strategic partner in your organization’s success. Backed by our expansive resources and deep industry expertise, we deliver comprehensive risk management solutions that drive operational excellence and safety. Our team conducts in-depth evaluations of your organization’s unique risk profile and business objectives, then crafts and implements customized strategies designed to fortify your operations and foster long-term resilience. With our scale, influence, and unwavering commitment to innovation and client advocacy, we empower your organization to thrive in an ever-evolving risk environment—ensuring you achieve greater operational strength, safety, and sustainable growth.
OneDigital serves a wide variety of industries, including but not limited to: Automotive, Agribusiness, Complex Property, Construction, Education, Engineering, Entertainment Food & Beverage, Healthcare & Physician, Hospitality, Life Sciences, Logistics, Manufacturing, Media, Municipalities, Nonprofit, Professional and Business Services, Real Estate, Restaurant, Consumer Retail, Transportation, and Wholesale Trade.
OneDigital delivers innovative solutions to organizations across virtually every industry sector of the economy. Our expansive national reach and deep bench of industry experts enable us to serve a diverse portfolio of clients—including Automotive, Agribusiness, Complex Property, Construction, Education, Engineering, Entertainment, Food & Beverage, Healthcare & Physician, Hospitality, Life Sciences, Logistics, Manufacturing, Media, Municipalities, Nonprofit, Professional and Business Services, Real Estate, Restaurant, Consumer Retail, Transportation, and Wholesale Trade.
With a proven track record of addressing complex challenges, we tailor our strategies to the unique needs of each industry—delivering measurable results and empowering organizations to thrive in today’s dynamic business landscape. Our scale, resources, and commitment to excellence ensure that every client benefits from best-in-class solutions and forward-thinking guidance, no matter their size or sector.
OneDigital is a premier agent that directly contracts with an extensive network of over 400 strategic insurance carriers, ranging from national, regional, key local, specialty, and wholesale partnerships.
OneDigital offers a variety of commercial insurace policies including, but not limited to commercial property, commercial auto, commercial flood, builder’s risk, equipment breakdown, inland marine, general liability, excess liability/umbrella coverage, workers’ compensation, cyber liability, management liability, directors & officers (D&O), employment practices liability (EPL), errors & omissions (E&O), professional liability, medical professional liability (MPL), excess and surplus lines (E&S), surety and bonding, captives and other alternative risk solutions, and other specialty insurance.
OneDigital serves clients across the United States in all 50 states, along with Canada. We also serve clients headquartered in the United States with international operations.
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