Blog Article
How to Contain Health Plan Costs with Group Captives
ALTERNATIVE FUNDING SOLUTIONS
Employee Benefits Captive Solutions
Strengthen renewal stability and manage claim trends through a captive approach that boosts transparency and reduces volatility while preserving benefit quality.
Build a Better Benefits Strategy
Health Plan Captive Solutions
Stabilize Costs. Strengthen Your Health Plan.
Our group captive solutions let you join other employers to share large claims, reduce cost swings, and keep more control over your health plan and spending.
Captive Insurance FAQs
Learn how group captives can improve plan performance, enhance predictability, and reduce healthcare costs.
A captive is an alternative insurance model where employers pool their risk, retain manageable claims, and share larger risks with the group, allowing for greater control, transparency, and cost savings.
No. Captives are ideal for employers with as few as 50+ enrolled employees and are especially popular with mid-sized organizations looking to avoid double-digit premium increases.
While results vary, employers in group captives often experience more predictable renewals, reduced fixed costs, and better plan performance over time compared to traditional fully insured models.
We provide turnkey captive solutions designed to meet the needs of a wide range of employers. Our team supports long-term planning through data analytics, plan performance reporting, cost-management strategies, preferred partner connections, and ongoing member education and engagement.
Captive health plans give employers greater control over risk and claims, helping stabilize and potentially reduce costs over time. With better visibility into spending, many employers can reinvest savings into improving benefits for their workforce. And when the captive performs well, members may have the opportunity to receive surplus dollars back at year-end.
Trending Captive Insights from OneDigital Experts
Blog Article
Captive Success Story: Horst Engineering's Path to Cost Control & Employee Wellbeing with Anthony Luis, Director of HR & Administration
Contact Us
