Blog Article
Is Outsourcing Human Resources Right for Your Company?
Solutions For Employers and Businesses
Advocacy for Your Business and Your People.
Smarter strategies that rein in rising costs and help your people perform at their best.
Our Solutions
Tailored solutions that strengthen the health, financial security, and success of people and organizations.
Workplace Benefits
Employee Benefits
Data-driven strategies that help your people thrive while optimizing business performance.
Data-driven strategies that help your people thrive while optimizing business performance. We provide solutions that support employee well-being, while giving employers the visibility and tools to manage one of their most significant business investments.
Business Insurance
Insurance & Risk Management
Protect your business and your people with smarter risk strategies.
Protect your business and your people with smarter risk strategies. We help organizations identify vulnerabilities, manage exposures, and build resilience through proactive risk planning and insurance solutions.
Workplace Benefits
Retirement Plan Services
Provide your people with the benefits of financial security.
Provide your people with the benefits of financial security. Provide your people with the benefits of financial security. We help businesses craft financial education and savings programs to help prepare employees for tomorrow.
Workplace Solutions
HR Consulting
Productivity and your company’s competitive edge all begin with your people.
Productivity and your company’s competitive edge all begin with your people. We partner with you to build stronger teams, modernize processes, and create a people strategy that drives lasting business results.
Workplace Solutions
Professional Employer Organization (PEO)
Simplify HR, payroll, and compliance with an all-in-one workforce solution.
Simplify HR, payroll, and compliance with an all-in-one workforce solution. Our PEO offering combines technology, HR and compliance expertise, payroll, and benefits administration to help businesses operate efficiently and focus on growth.
Workplace Benefits
Executive Benefits
Attract and retain key leaders with tailored executive compensation strategies.
Attract and retain key leaders with tailored executive compensation strategies. We help organizations design specialized plans that attract key executives, align incentives with business goals, and strengthen leadership retention.
Workplace Benefits
Financial Education & Guidance
Support productivity and retention through financial confidence.
Support productivity and retention through financial confidence. We help employers integrate financial education, planning, and guidance into their benefits, empowering employees to make informed decisions while strengthening engagement, focus, and business performance.
Integrated for Impact
A single plan, one powerful team, and the insight to stay ahead of what’s next.
We bring proactive planning, insights, and guidance together so you can stay 3-4 steps ahead of costs and risks, see what’s working, and move forward with confidence at every stage of your journey.
“There was this intention of creating connectivity that was beyond the typical business relationship – and it showed its dividends."
Michael Smith, President & CEO, LiveWell
Testimonials are based on the unique experiences from current clients of Digital Insurance LLC and are not representative of all client experiences. No compensation was provided for their time. OneDigital® is a registered trademark of Digital Insurance LLC in the United States. All other trademarks are those of their respective owners. OneDigital and LiveWell are separate and unaffiliated companies.
Small Business Essentials
Benefits, HR, and Workforce Solutions Built for Small Business
Your ambition drives your business. We provide the tools to attract talent, manage costs, and protect your business so you can focus on growth.
Fresh Thinking to Keep You Ahead
Cost Containment
Another Double-Digit Increase? Here’s How to Outsmart the System.
Rising premiums are a symptom—and most employers are pulling the wrong levers.
Visit the Cost Containment Hub For:
- The top 25 strategies for smarter spend
- Advanced analytics & forecasting tools
- Funding models that give you flexibility and control
- Ways to cut pharmacy waste, not benefits
- Information on Impact Studio, OneDigital's platform for benefits and total rewards strategy and planning
Physician Practice Solutions
Specialized Protection for Physician Practices
Helping physicians protect their practice, manage liability, and support their teams through medical malpractice coverage, risk management, benefits, and workforce solutions.
National Nonprofit Center Of Excellence
Empowering Nonprofits to Thrive and Support Their People
Helping mission-driven organizations grow and succeed with HR, benefits, and retirement solutions for their teams.
Connect with us
Have a question or goal in mind? We’re ready when you are.
How We Help Employers and Businesses Solve Their Biggest Challenges
OneDigital delivers a complete platform of solutions that help businesses of all sizes manage their employee benefits, insurance, and workforce needs. Our integrated approach combines strategic guidance, modern technology, and hands-on support across every area of your organization.
Our employee benefits consulting capabilities include alternative funding and captive strategies, pharmacy consulting, global benefits strategy, employee engagement and education, robust benefits analytics, and end-to-end benefits administration support. This comprehensive approach helps employers design smarter plans, improve the member experience, and drive long-term cost containment.
Within financial services, we provide corporate retirement plan consulting, retirement plan administration, and a full suite of executive benefits solutions, including nonqualified deferred compensation as well as BOLI, COLI, CUOLI, and ICOLI programs. We also offer financial education and guidance to help employees make informed long-term financial decisions.
In the HR consulting and workforce strategy space, OneDigital helps businesses navigate critical people operations with solutions that scale to their needs. Whether through full-service payroll and HR outsourcing via our PEO, or specialized expertise such as fractional HR support, HR technology consulting and implementation, and compensation consulting with job benchmarking, we partner with employers to optimize processes, reduce risk, and support workforce growth.
For business insurance and risk management, OneDigital provides commercial insurance solutions, workers’ compensation consulting, safety and loss control services, cyber risk expertise, and medical professional liability consulting to help businesses reduce exposure and protect their organizations.
We also offer specialized services such as Medicare consulting for employers and Private Equity M&A (PEMA) support. Across every offering, OneDigital helps employers reduce risk, manage rising costs, streamline operations, and build a future-ready workforce.
At OneDigital, we know that healthcare costs are one of the biggest financial pressures employers face today — and managing them requires more than just defensive tactics. Our approach centers on giving you control, transparency, and proactive strategies so you can contain cost without sacrificing quality.
Through our expanded Self-Funded Center of Excellence, we help employers move beyond traditional fully-insured models to funding options that align with their risk tolerance and growth goals. This includes self-funding as well as alternative funding models like group captives, which enable like-minded businesses to pool risk, gain visibility into claims data, and potentially earn dividends when the pool performs well.
For pharmacy costs — one of the fastest-growing areas of health plan spend — our pharmacy consulting expertise helps you design smarter benefit structures and engage employees. We focus on optimizing drug formulary design, managing specialty drug costs, and educating your workforce to make cost-effective decisions.
OneDigital also leverages deep data and analytics to help you understand what’s really driving your costs. With actionable insights, we guide you in designing benefit plans that are more efficient — for example, by aligning network strategies, implementing value-based programs, and restructuring plan design to better manage utilization.
Finally, we recognize that cost containment isn’t just about short-term savings — it’s also about long-term sustainability. Our consultants help you build a strategic roadmap for risk management, plan design, employee engagement, and health plan governance so that you can proactively mitigate cost trends before they escalate. Recent investments like our Self-Funded COE and Cost Containment Hub demonstrate that we’re not just reacting to rising costs — we’re helping employers reshape their health plan models with innovation, flexibility, and transparency.
OneDigital was intentionally built to serve the needs of businesses of all sizes, at every stage of growth, and to address some of their most pressing challenges — including controlling costs and risks while driving financial security for the business and its people. By bringing employee benefits, financial services, HR consulting, and risk management together under one platform, we remove the need for multiple point solution providers and make it easy to advocate in the best interest of our clients.
Our approach is centered on three core areas:
Keeping you steps ahead of costs and risk: We anticipate challenges and design solutions that create room to act early. By combining proactive planning with deep industry expertise, we identify early warning signs, pressure points, and overlooked exposures. Whether it’s benefits design, risk management, or financial planning, we help you make confident moves before others even see them coming.
Giving you visibility into what’s working: We provide clear, data-backed insights into your strategies, people, and investments—helping you make smarter, faster decisions. By combining human insight with analytical tools, we give you the visibility and control needed to optimize strategies, boost efficiency, and achieve your goals.
Meeting you where you are in your journey: We tailor strategies and solutions to your specific goals and your organization’s stage of growth. We stay attuned to your priorities and pressures, adapting our guidance, tools, and support as your needs and business evolve.
This approach ensures that OneDigital clients have a single, trusted partner capable of addressing the full spectrum of workforce, benefits, financial, and risk challenges — with solutions that scale as their business grows.