The Internal Revenue Service (IRS) released the 2020 cost-of-living revised limits for high deductible health plans (HDHPs) and health savings accounts (HSAs) on May 28, 2019. The annual limit on…
6.12.2019
Samantha Malovrh
Compliance Confidence
1 min read
High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) Revised 2020 Limits
Business reorganizations, such as mergers and acquisitions (M&A), can raise issues for employers and their employees if certain factors are not adequately considered and addressed.In some cases, this can even…
5.16.2019
Compliance Confidence
1 min read
[Webinar Playback] Benefits & HR Considerations for Interns and Other Temporary Workers
Businesses that employ interns or other temporary workers may question whether they are obligated to offer health insurance and other employee benefits to these employees. The answer to this question may depend…
The Centers for Medicare & Medicaid Services (CMS) released guidance on March 25, 2019, extending grandmothered plans for one additional year. Under this guidance, CMS will continue its non-enforcement policy…
4.01.2019
The Employee Retirement Income Security Act (ERISA) requires detailed disclosures to covered individuals. The federal law requires plans to establish and maintain claims procedures under which benefits can be requested…
3.26.2019
Each year, after the Healthcare Marketplace’s open enrollment period ends, employers often begin to receive Marketplace Appeal Notices. The letter notifies employers of employees who enrolled in Marketplace coverage and…
3.06.2019
Compliance Confidence
3 min read
Failing to Provide Summary Plan Descriptions to Participants Can be Costly
Employers will want to take note that they are meeting their ERISA fiduciary duties. A recent case out of the Northern District of Iowa, Snitselaar v. Unum Life Insurance Company…
2.08.2019
Compliance Confidence
2 min read
Cross-Plan Offsetting Runs Afoul with ERISA, Increased Legal Risk for Plan Sponsors
On January 15, 2019, the Eighth Circuit Court of Appeals decided that an insurance industry practice of recouping overpayment made to a provider by one benefit plan by offsetting the…
1.28.2019
Compliance Confidence
2 min read
ACA Watch 2019 | Constitutionality of the Affordable Care Act (Texas v. Azar)
Last month, a federal judge in the Texas US district court issued a declaratory judgement that the Affordable Care Act (ACA), in its entirety, was unconstitutional. Judge O’Connor did not…
1.11.2019
MHPAEA, CHIPRA, NMHPA, WHCRA, USERRA, and QMCSO: These are not just a random assortment of letters, but instead important laws that apply to group health plans. The better-known laws in…
12.05.2018
Compliance Confidence
1 min read
Plan Documents, Required Notices and Document Retention Requirements
No federal law is complete without a notice requirement. For each of the various group health plan rules, employers and plan sponsors are required to provide employees with the appropriate…