Businesses that employ interns or other temporary workers may question whether they are obligated to offer health insurance and other employee benefits to these employees. The answer to this question may depend…
Samantha Malovrh
Compliance Confidence
1 min read
[Webinar Playback] Benefits & HR Considerations for Interns and Other Temporary Workers
The Centers for Medicare & Medicaid Services (CMS) released guidance on March 25, 2019, extending grandmothered plans for one additional year. Under this guidance, CMS will continue its non-enforcement policy…
4.01.2019
The Employee Retirement Income Security Act (ERISA) requires detailed disclosures to covered individuals. The federal law requires plans to establish and maintain claims procedures under which benefits can be requested…
3.26.2019
Each year, after the Healthcare Marketplace’s open enrollment period ends, employers often begin to receive Marketplace Appeal Notices. The letter notifies employers of employees who enrolled in Marketplace coverage and…
3.06.2019
Compliance Confidence
3 min read
Failing to Provide Summary Plan Descriptions to Participants Can be Costly
Employers will want to take note that they are meeting their ERISA fiduciary duties. A recent case out of the Northern District of Iowa, Snitselaar v. Unum Life Insurance Company…
2.08.2019
Compliance Confidence
2 min read
Cross-Plan Offsetting Runs Afoul with ERISA, Increased Legal Risk for Plan Sponsors
On January 15, 2019, the Eighth Circuit Court of Appeals decided that an insurance industry practice of recouping overpayment made to a provider by one benefit plan by offsetting the…
1.28.2019
Compliance Confidence
2 min read
ACA Watch 2019 | Constitutionality of the Affordable Care Act (Texas v. Azar)
Last month, a federal judge in the Texas US district court issued a declaratory judgement that the Affordable Care Act (ACA), in its entirety, was unconstitutional. Judge O’Connor did not…
1.11.2019
MHPAEA, CHIPRA, NMHPA, WHCRA, USERRA, and QMCSO: These are not just a random assortment of letters, but instead important laws that apply to group health plans. The better-known laws in…
12.05.2018
Compliance Confidence
1 min read
[Webinar Playback] Plan Documents, Required Notices and Document Retention Requirements
No federal law is complete without a notice requirement. For each of the various group health plan rules, employers and plan sponsors are required to provide employees with the appropriate…
Compliance Confidence
1 min read
[Webinar Playback] COBRA Administration: Avoiding Costly Oversights
Employers that sponsor group health plans enable their employees and their families to take care of their essential medical needs, ensuring that they can devote their energies to productive work.…
8.15.2018
The long-awaited final rule on association health plans (AHPs) is out, posting to the Federal Register on June 18, 2018. The Department of Labor’s (DOL’s) response to President Trump’s Executive…
7.05.2018