On January 15, 2019, the Eighth Circuit Court of Appeals decided that an insurance industry practice of recouping overpayment made to a provider by one benefit plan by offsetting the…
1.28.2019
Samantha Malovrh
Compliance Confidence
2 min read
Cross-Plan Offsetting Runs Afoul with ERISA, Increased Legal Risk for Plan Sponsors
Last month, a federal judge in the Texas US district court issued a declaratory judgement that the Affordable Care Act (ACA), in its entirety, was unconstitutional. Judge O’Connor did not…
1.11.2019
MHPAEA, CHIPRA, NMHPA, WHCRA, USERRA, and QMCSO: These are not just a random assortment of letters, but instead important laws that apply to group health plans. The better-known laws in…
12.05.2018
Compliance Confidence
1 min read
[Webinar Playback] Plan Documents, Required Notices and Document Retention Requirements
No federal law is complete without a notice requirement. For each of the various group health plan rules, employers and plan sponsors are required to provide employees with the appropriate…
Compliance Confidence
1 min read
[Webinar Playback] COBRA Administration: Avoiding Costly Oversights
Employers that sponsor group health plans enable their employees and their families to take care of their essential medical needs, ensuring that they can devote their energies to productive work.…
8.15.2018
The long-awaited final rule on association health plans (AHPs) is out, posting to the Federal Register on June 18, 2018. The Department of Labor’s (DOL’s) response to President Trump’s Executive…
7.05.2018
Compliance Confidence
1 min read
[Webinar Playback] Mid-Year Election Changes: When Can Employees Make Changes to Their Plans?
The IRS allows employers to offer benefits to its employees on a pre-tax basis, as long as the employer complies with specific cafeteria plan regulations. Many of these requirements are…
6.13.2018
Compliance Confidence
2 min read
Mid-Year Election Changes: Are You Confident in Your Organization's Cafeteria Plan Compliance?
It is bound to happen. You have an employee asking to change their payroll deductions for benefit coverage mid-year. This could be because they welcomed a new baby, they are…
6.07.2018
Compliance Confidence
2 min read
Transportation and Parking Benefits Provided by Tax-Exempt Employers Might Be Taxable
Qualified transportation plans permit employers to give transportation fringe benefits, such as qualified parking, transit passes, and vanpooling to employees on a tax-free basis. Prior to President Donald Trump signing…
4.06.2018
Compliance Confidence
1 min read
Department of Labor Announces April 1 Applicability Date for New Disability Benefits Claims Procedures
On November 24, 2017, the Department of Labor (DOL) released regulations finalizing a 90-day delay in the effective date of the final rules governing claims and appeals procedures for plans…
2.05.2018
The Internal Revenue Services (IRS) has issued guidance effective for plan years beginning on or after November 20, 2017, on qualified small employer health reimbursement arrangements (QSEHRAs) available to eligible…
12.11.2017