Announcement

OneDigital Welcomes WMW Insurance Services and Williams Insurance

Expanding Southern California P&C Presence 

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OneDigital expands its Southern California P&C presence with the addition of WMW Insurance Services and Williams Insurance, strengthening commercial risk management and personal lines capabilities across the region.

WMW Insurance Services and Williams Insurance

Two complementary firms strengthen OneDigital's commercial risk management and personal lines capabilities across the region

ATLANTA, GA — October 15, 2026 — OneDigital, a leading insurance brokerage, financial services, and human capital management firm, announced today the addition of WMW Insurance Services (WMW) and Williams Insurance (Williams), both based in Fullerton, California. The two firms represent complementary sides of a full-service insurance practice: WMW Insurance Services specializes in business insurance and risk management across a diverse range of industries, while Williams Insurance has served Southern California individuals and families with personal lines coverage for over 85 years. Together, they further strengthen OneDigital’s growing Property & Casualty presence on the West Coast, advancing the firm’s strategic expansion in the region.

WMW Insurance Services brings deep commercial brokerage expertise across industries where risk is complex and the cost of being unprepared is high, including hospitality, construction, manufacturing, real estate, food services, retail, and education. The WMW founders bring extensive experience designing and implementing risk management programs for complex businesses across the country, and their client-centric, results-driven approach complements OneDigital's growing P&C practice.  Williams Insurance, a family-owned agency with roots stretching back generations in the Fullerton community, brings decades of personal lines experience and a reputation for personalized service. 

"WMW and Williams give us complementary capabilities in Southern California, with WMW's commercial risk expertise and Williams' longstanding personal lines presence. Together, they strengthen our ability to serve businesses, individuals and families with a broader range of insurance solutions, while preserving the local relationships that have made both firms successful. We're excited to welcome both teams to OneDigital." 

— Russ Gramstad, Executive Vice President, Southern California, OneDigital 

WMW and Williams clients now have access to OneDigital's full range of national resources: expanded carrier relationships, specialized commercial risk expertise, and an integrated platform spanning employee benefits, HR consulting, and financial services. That includes RiskIP, OneDigital's proprietary risk consulting framework, which helps commercial clients identify and address the exposures that can disrupt business performance.

"My family has been in this business for generations, and our clients are our neighbors and friends. As their needs have grown more complex, we knew we needed a partner who could bring them more: employee benefits, HR consulting, financial services, and the broader resources of a national firm. OneDigital matched our values and gives us the opportunity to expand what we can offer clients while continuing to deliver the personalized service they know." 

— Michael Williams, Chief Executive Officer, Williams Insurance 

"Our clients come to us with increasingly complex risks, and they expect us to understand not just their insurance needs, but how those risks affect their businesses. Joining OneDigital gives our team access to broader capabilities, carrier relationships and risk resources while allowing us to continue doing what we do best: helping businesses identify and manage the risks that matter most." 

— Keith Miller, Chief Operating Officer, WMW Insurance Services 

The combined teams will continue to serve clients from their Fullerton location, backed by OneDigital's national network of P&C professionals, carrier relationships and integrated resources. OneDigital is ranked #15 on Business Insurance's Top 100 Insurance Brokers list and #28 on Insurance Journal's Top 100 Independent Property/Casualty Agencies list. Clients can expect the same familiar faces and personalized service they've always relied on, now with access to a broader range of resources and expertise. 

About OneDigital 
OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provides personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. For more information, visit onedigital.com.   

About WMW Insurance Services 
WMW Insurance Services is a Fullerton, California-based commercial insurance and risk management firm serving businesses across hospitality, construction, manufacturing, real estate, education, food services, retail, and restaurant industries. For more information, visit wmwinsuranceservices.com. 

About Williams Insurance 
Williams Insurance is a family-owned independent agency serving individuals and businesses across Southern California for over 85 years, offering personal lines including auto, home, health, life, and recreational coverage. For more information, visit williamsinsurancefullerton.com. 

 

Publish Date:Oct 15, 2026Categories:Business Insurance & Risk Management, Mergers & Acquisitions

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