Christopher David Harney

Christopher David Harney serves as Senior Vice President of Property & Casualty at OneDigital, where he leads risk advisory engagements for clients across the Real Estate and Healthcare industry verticals. Drawing on more than 25 years of insurance industry experience, Christopher works with owners, operators, and executives to move beyond transactional insurance purchasing and toward enterprise-level risk strategy. 

Background & Credibility
Christopher's career spans more than two decades of deep expertise in commercial insurance, property & casualty advisory, professional liability, and enterprise risk management. A graduate of the University of Nevada, Reno with a Bachelor of Business Administration in Business Administration and Management, he has built his practice on a thorough command of complex, multi-policy insurance programs and the regulatory environments that shape them. His background in HR consulting further equips him to address the full spectrum of organizational risk — connecting workforce exposures, employment practices, and fiduciary obligations to a client's broader risk profile.

Approach & Philosophy
At the core of Christopher's work is a simple but powerful commitment: to serve as a true client advocate. He approaches every engagement by first understanding the business — its operations, its vulnerabilities, and its goals — before recommending any program structure or solution. Clients who partner with Christopher can expect candid analysis, a willingness to challenge the status quo, and an advisor who measures success not by the policies placed, but by the outcomes delivered.

His clients — ranging from property management companies and real estate investors to healthcare organizations and medical groups — rely on him to identify exposures, close coverage gaps, and build programs that protect both their operations and their long-term financial performance.

Christopher's Focus Areas:

• Real Estate
• Healthcare
• Enterprise Risk Management
• P&C Advisory