Kimberly Beard

Kimberly Beard is a seasoned Client Executive specializing in Property & Casualty insurance, bringing over 23 years of experience helping businesses navigate risk, protect their assets, and position themselves for long-term success. Based in the Chicago and Central States market, Kimberly serves a diverse portfolio of clients across industries, including real estate, manufacturing, restaurants, medical practices, and main street business growth and development.

With a comprehensive background across all lines of commercial insurance, Kimberly takes a full-advisor approach to every client relationship — listening first, assessing the unique landscape of each business, and building customized strategies that align with their goals. Her philosophy is rooted in partnership: she believes her greatest win is when clients can focus on what they do best, knowing their risks and business needs are in capable hands. This people-first, advocacy-driven mindset is at the heart of everything she does — and aligns directly with OneDigital's mission to help businesses and individuals achieve health, success, and financial security.

Throughout her career, Kimberly has held leadership roles and worked alongside business owners at every stage of growth — from startup to scale. She has walked alongside clients through the many chapters of business development, providing not just coverage but the kind of trusted counsel that helps businesses truly thrive. She is currently progressing toward her Certified Insurance Counselor (CIC) designation, reflecting her ongoing commitment to professional excellence.