Blog Article
End-of-Year Financial Planning: Steps That Can Strengthen Your Finances Before 2026
Wealth Management
Wealth Management for Every Life Stage
Holistic wealth planning and tailored investment advice that support your financial goals and the life you’re building—today and as it evolves.
CRAFTING THE RIGHT STRATEGY
Advice Rooted in What Matters Most to You
Your goals and priorities are uniquely yours. At OneDigital, we take the time to understand what matters most and build strategies that evolve with you. Together, we will:
- Develop a holistic financial plan tailored to your goals.
- Construct and manage a personalized investment portfolio aligned with your long-term objectives.
- Apply tax-efficient techniques to support long-term wealth preservation.
- Use data, insights, and technology to simplify complex decisions and provide ongoing clarity.
- Monitor and refine your plan, adapting as life and opportunities change.
WHO WE SERVE
Tailored Support for Every Type of Financial Life.
WORKPLACE FINANCIAL GUIDANCE
Workplace Investors
You’re building a foundation for your financial future.
You’re building a foundation for your financial future. Whether you’re facing a new career milestone, income change, or life event, we help you make informed decisions that connect today’s progress with tomorrow’s goals.
STRATEGIC WEALTH MANAGEMENT
Personal Wealth
Coordinate your financial life with a unified strategy built for growth, protection, and long-term objectives.
Coordinate your financial life with a unified strategy built for growth, protection, and long-term objectives. We work with you to manage your unique financial goals, integrating financial planning, investment, tax, estate, and risk management.
ENTREPRENEURIAL GUIDANCE
Executives & Business Owners
When your personal and business finances are intertwined, complexity is a given.
When your personal and business finances are intertwined, complexity is a given. Our collaborative, round-table approach brings together tax planning, business structuring, succession, and investments—helping you plan with clarity.
COMPLEX WEALTH
Private Client
Plan for complex financial needs with confidence.
Plan for complex financial needs with confidence. We bring together advanced planning, tax, estate, succession, and family office strategies to help you preserve and protect your wealth, strengthen your legacy, and make informed decisions.
Helping you Grow, Protect, and Transfer Your Wealth to Support What Matters Most.
FINANCIAL PLANNING
The Foundation for Your Financial Goals and Future
Financial planning is more than numbers—it’s about clarifying what matters most and aligning your resources to live the life you want. With an advisor by your side, you can define the goals that guide your plan and build a strategy for today and in the future.
You’ll gain:
- A comprehensive view of your financial life.
- Strategies that support both short- and long-term goals —from major purchases to meaningful life experiences.
- Personalized guidance through life’s changes, keeping your plan aligned as circumstances evolve.
- Confidence that your financial decisions are intentional and forward-looking.
SECOND LOOK
Get a Second Opinion to See What’s Working, What Could Change, and How to Better Align with Your Goals
Reviewing your financial plan can bring clarity and perspective, helping you see if your overall strategy aligns with your goals and priorities.
Our Scale and Impact
$14 Billion
In Assets Under Management (AUM)*Wealth assets under management by OneDigital Investment Advisors LLC as of 9/30/2025.
12 Thousand
Wealth Management Households*Households with Wealth Management under advisement by OneDigital Investment Advisors LLC as of 9/30/2025.
Connect with the OneDigital Team of Advisors
Commonly Asked Questions
Check our FAQs for common questions. If you can’t find what you’re looking for, reach out to us and we’ll help guide you.
Yes, OneDigital, through its subsidiary, OneDigital Investment Advisors LLC can serve as a fiduciary. This means we are legally and ethically obligated to act in your best interest when providing financial advice. Our focus is on helping you make informed decisions that align with your goals, priorities, and long-term financial well-being.
No. OneDigital serves individuals and families across a wide range of asset levels—from those just starting to build savings, to emerging wealth accumulators, to families with significant and highly complex portfolios, including those with $50 million+ in investable assets. Our approach is designed to meet you where you are and evolve as your needs and complexity grow, delivering tailored advice and resources to help you make informed financial decisions at every step.
Wealth management is often mistaken for investment management alone. At OneDigital, through our subsidiary OneDigital Investment Advisors LLC, we provide comprehensive financial planning that incorporates tax strategy, retirement planning, risk management, estate planning considerations and investment management into one coordinated approach. We believe great advice starts with alignment. Unlike traditional brokerage models that rely on commissions or product fees, our advisors are generally compensated based on the assets we manage for you (AUM-based). That means that our focus stays where it belongs: on your long-term financial well-being. If a commission-based solution—such as life insurance—is appropriate for your plan, we explain it clearly and transparently, so you’re always in control. Our commitment is to provide objective advice, earn your trust, and help you reach your goals.
We approach this as a discovery meeting—a chance to learn about your family, priorities, and both your short- and long-term goals. Together, we explore the core elements of your financial life, including income, assets, current investments, retirement savings, estate considerations, taxes, and your overall risk preferences.
Everything we learn helps us shape a personalized financial plan that reflects your priorities and goals. We then bring planning, investing and protection into one coordinated strategy that grows with you.
You will meet with your financial advisor a minimum of one time per year. In times of market volatility or significant life change, there could be more frequent meetings or conversations.
Yes. Every OneDigital Wealth Management client is able to access real-time investment account balances via the Custodian portal. Clients also use these portals to manage distribution instructions to outside bank accounts. OneDigital clients also have access to the OneDigital portal that receives feeds for assets managed at our record keeping partners, and provides performance views against several benchmark indices. This portal allows clients to link accounts held away at other financial institutions—such as banks, annuities, 401(k) retirement accounts—to provide a more holistic view of our clients’ portfolio of assets.
Investment advisory services are offered through OneDigital Investment Advisors LLC ("ODIA"), a wholly owned subsidiary of Digital Insurance LLC. OneDigital® is a registered trademark of Digital Insurance LLC and is the marketing name used by Digital Insurance LLC and its affiliates, including ODIA.