Blog Article
Benefits Strategy for a Diverse Workforce
EMPLOYERS & BUSINESSES
Employee Benefits Consulting
The benefits landscape is shifting—and rising costs demand more than a broker. We partner with forward-thinking employers to control spend, compete for talent, and build benefits that work for both their business and their people.
Control costs. Reduce risk. Strengthen workforce performance.
Manage Costs & Risks With a Strategic Benefits Plan
Our workforce consultants don’t just react to cost pressures, we anticipate them. While others wait for renewal season, we help employers like you stay ahead of rising costs and evolving risk with proactive, data-driven strategies that protect both your workforce and your bottom line.
At OneDigital, we partner with you to design solutions that anticipate challenges and create space to act early. From rate strategy to liability exposure, we help employers avoid surprises with our resources, technology and unwavering advocacy to drive results:
- Alternative Funding Strategies to stabilize costs and move beyond fully insured limitations
- Strategic Pharmacy Benefits Consulting delivers an independent analysis to tame pharmacy costs
- Global Benefits Solutions to ensure your workforce is covered no matter where they are
- OneDigital’s Individual Coverage Health Reimbursement Arrangement (ICHRA) framework provides compliance, messaging and enrollment support for companies looking to offer choices and budgets instead of fixed plans
“OneDigital takes a holistic approach to help us with what we want to achieve versus just selling us a product... We have been under budget every year since partnering with them.”
Sean Cuda, Chief Financial Officer, Regal Marine Industries
Testimonials are based on the unique experiences from current clients of Digital Insurance LLC and are not representative of all client experiences. No compensation was provided. OneDigital® is a registered trademark of Digital Insurance LLC in the United States. All other trademarks are those of their respective owners. OneDigital and Regal Marine Industries, Inc. are separate and unaffiliated companies.
Our tools enable organizations to make well-informed decisions with precision.
Domestic and Global Benefits
Employee Benefits Consulting
OneDigital’s holistic consulting approach helps you design a customized, strategic benefits program that balances cost...
OneDigital’s holistic consulting approach helps you design a customized, strategic benefits program that balances cost control with employee wellbeing to ensure your workforce is covered no matter where they are.
Benefits Solutions
Benefits Analytics & Cost Insights
Our analytics platform helps you identify cost drivers, benchmark performance, and deliver board-level insights...
Our analytics platform helps you identify cost drivers, benchmark performance, and deliver board-level insights that drive smarter benefits decisions.
Benefits Solutions
Self-Funded & Stop Loss Risk Solutions
Navigate complex funding models with support from our Self-Funded and Stop Loss Center of Excellence, giving you the...
Navigate complex funding models with support from our Self-Funded and Stop Loss Center of Excellence, giving you the insights and protection to mitigate large claims.
Benefits Solutions
Pharmacy Cost Management
From GLP-1 oversight to specialty carve-outs, OneDigital’s pharmacy consulting services drive transparency, savings and better...
From GLP-1 oversight to specialty carve-outs, OneDigital’s pharmacy consulting services drive transparency, savings and better outcomes for employers and their employees.
Benefits Solutions
Group Captive Health Plans
Gain greater control over healthcare spend and reduce volatility with group captive solutions, risk pooling, and...
Gain greater control over healthcare spend and reduce volatility with group captive solutions, risk pooling, and funding alternatives designed to grow with your business.
Benefits Solutions
Compliance & Regulatory Support
OneDigital’s compliance experts monitor evolving regulations, so your organization stays protected, letting you focus...
OneDigital’s compliance experts monitor evolving regulations, so your organization stays protected, letting you focus on strategy rather than red tape.
Benefits Solutions
ICHRA Plan Strategy & Support
Deliver flexibility with Individual Coverage HRAs (ICHRA). OneDigital helps you design, implement, and manage ICHRA...
Deliver flexibility with Individual Coverage HRAs (ICHRA). OneDigital helps you design, implement, and manage ICHRA plans that work for your workforce.
Benefits Solutions
Engagement & Benefits Education
Help your workforce understand, value, and use their benefits with tailored communications, digital tools, and on-site campaigns...
Help your workforce understand, value, and use their benefits with tailored communications, digital tools, and on-site campaigns built for every population.
Employer Advisory Session
What Fully Insured Employers Must Know Before Moving to Self-Funded
Stop reacting to renewal spikes and start gaining strategic control over your healthcare spend. Join us for a practical deep dive into the transition from fully insured to self-funded models, where we’ll cut through the hype to address the financial realities, risk mitigation, and operational steps needed to reclaim your transparency and flexibility.
Real stories from real workplaces.
See how forward-thinking employers are transforming their benefits from a cost center into a value driver.
23% Cost Reduction
Strategic benefits redesign drives 3:1 ROI for manufacturerSee how OneDigital partnered with a multi-state manufacturer to optimize their plan design and vendor partnerships, delivering long-term cost control without sacrificing benefits quality for their workforce.
Read the Full Case Study
76% Engagement Rate
Digital-first benefits experience improves enrollment outcomesOneDigital partnered with Pasito to deliver a centralized benefits hub and personalized decision support, enabling employees to confidently choose the right medical and supplemental benefits while easing administrative strain on HR.
Read the Full Case Study
Employee Benefits Consulting FAQs
Whether you’re upgrading your benefits program or launching new initiatives, here are the key questions employers ask.
Employee benefits brokers bring deep market knowledge, handle negotiations, maintain carrier relationships, and help employers stay compliant. Most carriers won’t work directly with employers, and the time savings alone can justify the partnership.
Yes, OneDigital’s Compliance Consulting team helps leaders safeguard their business by through a comprehensive service to provide the expertise and visibility needed to limit unnecessary risk and exposure:
- Compliance Strategy: Comprehensive assessments to identify discrepancies and determine customized solutions for your business.
- Expert Guidance: Assistance with ERISA, FMLA, COBRA and other federal legislation that directly impacts the administration of benefits plans.
- Compliance Communications: Digital communications and advisory sessions from trusted leaders, ensuring your team has the information needed to operate effectively.
- Advocacy: Our Compliance team works with regulators and lawmakers to shape the healthcare landscape, inform changes and update laws that best support our clients.
Employee Benefit Brokers are typically paid via commissions from insurance carriers or a flat consulting fee. At OneDigital, we prioritize transparency, outlining compensation structures up front and help you understand the true value of your benefits strategy.
Ideally, switching happens 90-120 days ahead of your renewal date—but it’s never “too late” to switch if your current strategy isn’t working. We work efficiently to minimize disruption and make transitions seamless for your team and employees.
Healthcare costs are being driven by factors like rising prescription drug prices, increased use of specialty care, and outdated plan designs. We help employers contain costs through custom plan design, data-backed strategy, direct contracting, and ongoing performance analysis.
Healthcare costs, and consequently employee benefit costs, have been growing at an alarming rate in recent years, and they're not slowing down. Controlling costs starts with gaining visibility into what is driving your rising costs. At OneDigital, we work with employers to analyze their specific cost drivers and put solutions in place such as alternative funding strategies like a Captive or carving out pharmacy to control the cost trend that promote financial sustainability and prioritize employee education, satisfaction, and wellbeing.
Connect with an Employee Benefits Expert
