About
For more than 30 years, John Gagnon has provided consulting services in executive benefits, bank-owned life insurance (BOLI), and corporate-owned life insurance (COLI). He brings deep knowledge of the legal, actuarial, and financial considerations involved in designing and administering these programs. His work supports organizations as they evaluate executive benefit strategies with a focus on long-term planning and leadership continuity.
Before joining OneDigital, John was Principal and co-founder of BoliColi, an executive benefit firm serving organizations throughout the Northeast. He has worked with corporations and financial institutions to assess and implement non-qualified benefit programs and insurance-based funding structures. Known for his detailed approach, John guides plan design, timeline coordination, and board-level communication.
He serves on the board of directors for Lowell Five Bank and is a member of its audit and compensation committee. His experience includes navigating regulatory complexity and supporting long-term organizational planning.
He is a registered representative of M Holdings Securities, Inc., and an active member of FINSECA, where he participates in the COLI/BOLI Working Group and M Financial’s Government Relations Advisory Committee. John also holds memberships with the American Bankers Association (ABA), the Independent Community Bankers of America (ICBA), the Financial Managers Society (FMS), and several state-level banking associations.
He and his wife, Joanne, divide their time between Dover, New Hampshire, and Jupiter, Florida. In his personal time, John enjoys golf, skiing, motorcycling, and spending time with family.
- FINRA Licensing Series 6 and 63
- State of California Insurance License #OC63114
- University of Maine, Bachelor of Public Management, Finance
Investment advisory services offered through OneDigital Investment Advisors LLC (“ODIA”). Securities offered through M Holdings Securities, Inc., a registered broker/dealer, member FINRA/SIPC. Insurance products offered by G.W. Financial, LLC d/b/a “BoliColi” (NPN# 9721912). M Holdings Securities, Inc. is independently owned and operated. ODIA is independent of and unaffiliated with M Holdings Securities, Inc. and G.W. Financial, LLC.
OneDigital and its associates cannot provide legal or tax advice. Please consult a legal counsel or a tax professional to review your specific circumstances.
