Uncover What's Driving Your Benefits Costs
Discover the inefficiencies hiding in your plan, and build a benefits program your employees will actually love.
- Pinpoint cost drivers in your current plan with a benefits audit
- Reduce waste from underutilized benefits
- Benchmark your plan against market data
- Get actionable strategies with a customized roadmap
Connect with an Employee Benefits Broker
Control costs. Reduce risk. Strengthen workforce performance.
Stay ahead of rising benefits costs
Plan for rising costs before they happen. OneDigital identifies cost drivers, models benefit plan strategies, and implements programs that reduce volatility and improve long-term predictability.
Key Capabilities:
- Alternative plan design strategies to stabilize spend
- Pharmacy benefits analysis to reduce high-cost drivers
- Plan design optimization based on utilization data
- Benefits solutions for domestic and global teams
"If our work is reliant upon having great people and having a great culture, then working with partners who help you create that great culture is a big deal."
Testimonials are based on the unique experiences from current clients of Digital Insurance LLC and are not representative of all client experiences. No compensation was provided for their time. OneDigital® is a registered trademark of Digital Insurance LLC in the United States. All other trademarks are those of their respective owners. OneDigital, LiveWell Alliance, Inc. and 2Life Communities are separate and unaffiliated companies.
Our tools enable organizations to make well-informed decisions with precision.
Benefits Solutions
Compliance & Regulatory Support
OneDigital’s compliance experts monitor evolving regulations, so your organization stays protected, letting you focus...
OneDigital’s compliance experts monitor evolving regulations, so your organization stays protected, letting you focus on strategy rather than red tape.
Benefits Solutions
Benefits Analytics & Cost Insights
Our analytics platform helps you identify cost drivers, benchmark performance, and deliver board-level insights...
Our analytics platform helps you identify cost drivers, benchmark performance, and deliver board-level insights that drive smarter benefits decisions.
Benefits Solutions
Pharmacy Cost Management
From GLP-1 oversight to specialty carve-outs, OneDigital’s pharmacy consulting services drive transparency, savings and better...
From GLP-1 oversight to specialty carve-outs, OneDigital’s pharmacy consulting services drive transparency, savings and better outcomes for employers and their employees.
Benefits Solutions
Self-Funded & Stop Loss Risk Solutions
Navigate complex funding models with support from our Self-Funded and Stop Loss Center of Excellence, giving you the...
Navigate complex funding models with support from our Self-Funded and Stop Loss Center of Excellence, giving you the insights and protection to mitigate large claims.
Benefits Solutions
Engagement & Benefits Education
Help your workforce understand, value, and use their benefits with tailored communications, digital tools, and on-site campaigns...
Help your workforce understand, value, and use their benefits with tailored communications, digital tools, and on-site campaigns built for every population.
Domestic and Global Benefits
Employee Benefits Consulting
OneDigital’s holistic consulting approach helps you design a customized, strategic benefits program that balances cost...
OneDigital’s holistic consulting approach helps you design a customized, strategic benefits program that balances cost control with employee wellbeing to ensure your workforce is covered no matter where they are.
Benefits Solutions
Group Captive Health Plans
Gain greater control over healthcare spend and reduce volatility with group captive solutions, risk pooling, and...
Gain greater control over healthcare spend and reduce volatility with group captive solutions, risk pooling, and funding alternatives designed to grow with your business.
Benefits Solutions
ICHRA Plan Strategy & Support
Deliver flexibility with Individual Coverage HRAs (ICHRA). OneDigital helps you design, implement, and manage ICHRA...
Deliver flexibility with Individual Coverage HRAs (ICHRA). OneDigital helps you design, implement, and manage ICHRA plans that work for your workforce.
Strengthening organizations, protecting what matters, and preparing for what's ahead.
82 NPS
Net Promoter ScoreConsistently exceeding industry benchmarks for client satisfaction
130,000+
Employers Served GloballyTrusted by organizations of every size across industries
SOC-2
CertifiedYour employee data is protected with industry-leading security standards
100+
Former Founders and Business OwnersAdvisors who understand real business challenges—not just benefits
See how forward-thinking employers are transforming their benefits from a cost center into a value driver.
23% Cost Reduction
Strategic benefits redesign drives 3:1 ROI for manufacturerSee how OneDigital partnered with a multi-state manufacturer to optimize their plan design and vendor partnerships, delivering long-term cost control without sacrificing benefits for their workforce.
76% Engagement Rate
Digital-first benefits experience improves enrollment outcomesOneDigital partnered with Pasito to deliver a centralized benefits hub and personalized decision support, enabling employees to confidently choose the right medical and supplemental benefits while easing administrative strain on HR.
Employee Benefits Consulting FAQs
Whether you’re upgrading your benefits program or launching new initiatives, here are the key questions employers ask.
Employee benefits brokers bring deep market knowledge, handle negotiations, maintain carrier relationships, and help employers stay compliant. Most carriers won’t work directly with employers, and the time savings alone can justify the partnership.
Yes, OneDigital’s Compliance Consulting team delivers the expertise, guidance, and strategic support leaders need to stay ahead of regulatory risk:
- Compliance Strategy: Comprehensive assessments to identify discrepancies and determine customized solutions for your business.
- Expert Guidance: Assistance with ERISA, FMLA, COBRA and other federal legislation that directly impacts the administration of benefits plans.
- Compliance Communications: Digital communications and advisory sessions from trusted leaders, ensuring your team has the information needed to operate effectively.
- Advocacy: Our Compliance team works with regulators and lawmakers to shape the healthcare landscape, inform changes and update laws that best support our clients.
Employee Benefit Brokers are typically paid via commissions from insurance carriers or a flat consulting fee. At OneDigital, we prioritize transparency, outlining compensation structures up front and help you understand the true value of your benefits strategy.
Ideally, switching happens 90 to 120 days ahead of your renewal date, but it’s never “too late” to switch if your current strategy isn’t working. We work efficiently to minimize disruption and make transitions seamless for your team and employees.
Healthcare costs are being driven by factors like rising prescription drug prices, increased use of specialty care, and outdated plan designs. We help employers contain costs through custom plan design, data-backed strategy, direct contracting, and ongoing performance analysis.
Healthcare costs, and consequently employee benefit costs, have been growing at an alarming rate in recent years, and they're not slowing down. Controlling costs starts with gaining visibility into what is driving your rising costs. At OneDigital, we work with employers to analyze their specific cost drivers and put solutions in place such as alternative funding strategies like a Captive or carving out pharmacy to control the cost trend that promote financial sustainability and prioritize employee education, satisfaction, and wellbeing.
Connect with Us
Be Ready For Your Next Renewal
See where you’re overspending, where you’re exposed to risk, and how to strategically plan for the future.