Protect your practice. Protect your wealth.
Physician Solutions
Protecting your practice and wealth with medical professional liability, business insurance, employee benefits, and retirement solutions.
Your Mission Is Medicine. We’re Fierce About Protecting It.
Physicians dedicate their lives to caring for others. At OneDigital, we believe you deserve the same level of care for your business, your team, and your future.
That’s why we’ve introduced Physician Solutions—a new integrated wealth management offering designed to protect you from healthcare risk and safeguard more than just your operations. OneDigital helps physicians protect what they’ve build with coordinated guidance under one roof. From professional medical liability coverage to integrated strategies that control costs and strengthen financial sustainability, we help you focus on what matters most: delivering exceptional care to your patients.
Our expertise spans every dimension of your organization: insurance, employee benefits, retirement planning, wealth management, property and casualty, and HR consulting. Whether you’re navigating risk, optimizing benefits, or planning for succession, OneDigital delivers clarity, confidence, and results.
Your One-Stop Shop for Medical Professional Liability
OneDigital’s medical professional liability (MPL) team is widely considered the nation’s leader. We understand the business of healthcare and because of that, we have uncommon insights that can help our clients save time and money. Our unmatched relationships and access to the nation’s largest insurance carriers provide our clients with world-class access to policies.
We work as your advisor to find you the most appropriate medical professional liability policy with superior terms and price, and an exceptional customer experience.
Our commitment is simple:
- Expertise: Deep knowledge of coverage limits, discount programs, and unique risk offerings with all major carriers.
- Execution: Exceptional delivery to secure the most comprehensive protection at the best possible price.
- Technology: The industry’s most advanced platform to streamline underwriting, applications, and credentialing.
We obtain quotes from major carriers.
Integrated solutions for every stage and age of growth
We offer a unified platform of services that scale with your organization, providing end-to-end physician protection.
Workplace Benefits
Retirement Planning & Administration
Enhancing retirement savings programs and seamlessly aligning plan provisions into broader workforce strategy.
Enhancing retirement savings programs and seamlessly aligning plan provisions into broader workforce strategy. We help organizations craft financial education and savings programs to prepare employees for tomorrow.
Protect Your Practice
Our employee specialty MPL team will manage your professional liability exposure with access to all the leading medical professional liability carriers across the country. We have direct access to every major national carrier, and partner with you to ensure the most competitive pricing on insurance premiums, expanded policy coverage, and dedicated claims/service support.
As a renowned thought leader on healthcare risk management, OneDigital is constantly investing in innovative tools and resources that support physicians and improve patient safety. It’s no surprise that many of the largest, most successful, and most sophisticated medical practices and management companies in the U.S. trust OneDigital to serve as their MPL broker.
In addition, and very uniquely compared to any other insurance broker, we leverage our proprietary physician practice data analytics to enhance the growth potential and profitability of your business. OneDigital is a fierce advocate for physicians, working tirelessly with all specialists to deliver the best coverage, data, and analytics to protect and support the practice of medicine.
There are few decisions more important to the success of a physicians practice than the brokerage selected to lead enterprise-wide insurance and risk management strategies.
Our team provides a more seamless experience for all needed property & casualty business coverages. You no longer need to separate your overall business insurance and medical professional liability insurance needs with two separate brokers. We coordinate and manage it all under one firm. That's the power of one partner, one solution.
OneDigital’s Physician team has significant experience with and understanding of asset protection of your business. With ever-increasing jury awards and settlements, we answer all your questions about coverage, limits of insurance, and how state-specific tort systems impact the extent that such limits can protect them. In addition, our approach seamlessly integrates our wealth management teams into these essential personal asset growth discussions, helping physicians understand how a comprehensive business risk and personal wealth strategy creates a more accretive approach to protecting and growing your most important assets.
Together, we will design and aggressively manage the costs of the optimal health plan for your business and the other employee benefit coverages, including customized disability policies for physicians. We can access all the top insurance carriers for fully insured or self-funded plans that likely includes a very tax favored Health Savings Account (HSA) plan option. In addition, we can analyze whether our OneDigital PEO might be a better fit. Note: Our PEO has a niche for physician practices with clients from across the country.
We serve clients in the physician and healthcare industry, for whom we design unique retirement plans and assume fiduciary responsibility for managing their retirement plan assets. Our retirement consultants provide services to physicians and their practices as well as larger healthcare institutions. We also work with over non-providers in the healthcare industry ranging from medical equipment suppliers to research medical groups. Our expertise in the healthcare field spans the small individual provider practices to large university institutional medical providers. We have an expertise in implementing unique retirement plan designs, like cash balance plans to meet the needs of medical professionals.
Protect Your Wealth
Our multi-disciplinary team delivers an integrated approach to wealth management that extends well beyond investment advice. You’ll work with experienced professionals who understand the level of sophistication and thoughtful design that your financial life requires.
Our Physician Wealth Accumulation solution provides integrated retirement plan consulting and financial advisory services. We can combine and package retirement plan guidance with personal financial planning services for physicians that delivers a customized management plan of your total wealth portfolio.
The OneDigital team has spent decades partnering with and building stop loss pricing models for physicians and conveners participating in CMS/CMMI value-based care programs. We help medical groups understand quality measures, outcomes, risk-adjustment and the various value-based care models, both one- and two-sided risk. We also help our clients leverage value-based care principles to enhance their fee-for-service contracts.
NEWS ARTICLE
OneDigital Welcomes Acadia Professional, Healthcare Risk Management Firm
Firm Expands Healthcare Industry Focus and Capabilities in the Medical Sector
OneDigital acquired Acadia Professional (Acadia), the widely-recognized leader in healthcare risk, headquartered in Morristown, New Jersey and specializing in medical professional and financial liability. This acquisition aligns with OneDigital’s commitment to deliver deeper industry expertise and strategic guidance while strengthening its P&C and healthcare presence nationwide.
Blog article
What Coverage is Right for Me?
Claims Made vs. Occurrence Medical Professional Liability (MPL) Coverage
When selecting a medical malpractice/medical professional liability (MPL) policy, there are two types of coverages to choose between – claims made and occurrence. What are the main differences between these policies, and which should you choose?
Both claims-made and occurrence policies offer protection for physicians in the event of a malpractice lawsuit, including the expenses associated with defending and settling malpractice claims. The primary difference between claims-made and occurrence policies is the timeframe (policy period) in which they provide coverage.
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