Benemax | A OneDigital Solution

Employee Benefits.
Benemax has you covered.

Benemax is a white glove service that takes the worry and work out of benefit management. We design and administer customized programs that address each employer’s unique needs, all powered by Virtual Benefit Manager (VBM), our comprehensive employee and HR technology platform.

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Benemax, the benefit management company, is one of the oldest continuously operating consumer-directed healthcare company in the United States.

Founded in 1985, this full-service company represents more than 350 clients of varying sizes in various market sectors throughout the United States and is licensed with and recognized by all the major domestic group insurance carriers.

The Benemax Difference

Unlike your typical benefits broker who sells you a plan and then disappears, Benemax partners directly with your team members, executives and HR professionals to ensure success. This means that while we have a best-in-class online platform, we'll always be just a call away. Always.

Service For Employers

When your team has questions or needs help - they'll love having Benemax on their side. In addition to the VBM self-service platform, your team will have a dedicated advocate that's only a phone call away.

Technology For Administrators

Our Virtual Benefits Manager (VBM) is a complete platform to manage your employee benefits ecosystem. Your Benemax team will set up your entire program - enabling employees to register, enroll and manage their benefits all while providing you an easy to use dashboard.

Savings For Executives

Since no two companies are the same, we create fully customized benefit programs that fit your unique business objectives and culture. These custom plans save our partners significant money while delivering superior benefits and member service.

Products We Manage

True to Benemax's commitment to be your full service benefit manager, our product offerings cover the full range of employee benefit needs. Our proprietary approach to benefit funding enables us to create unique benefit packages that deliver unrivaled organizational value.

  • Medical Insurance - We strategize with our clients to develop the best medical plan for their employees. This may include The Benemax Wrap®, a single health benefit plan that incorporates both a fully insured and a self-funded component. Benemax administers the self-funded component but provides client and member level service for the entire plan. Our hybrid approach to benefit funding is unique in the industry.
  • Ancillary Insurance - We work with our clients to choose Ancillary lines of coverage, including Life, AD&D, Short and Long-Term Disability. Working with various carriers, we tailor our recommendations to each employer’s unique culture.
  • FSA Administration - Benemax can administer your company’s Flexible Spending Account (FSA) Plan, an IRS qualified benefit plan that allows plan participants to budget pre-tax dollars to pay for eligible out-of-pocket healthcare and/or dependent care expenses.
  • Benemax also manages fringe benefits such as parking, corporate wellness programs, commuter benefits, etc.


  • Dental Insurance - We can assist our clients in the selection of Dental Plans offered by a number of quality dental benefit carriers. We also offer our own, proprietary Benedent® dental plan. Benedent® is a Consumer Directed, Money Purchase plan. Benemax administers the plan and provides full client and member support. With Benedent®, you may use any licensed dental provider of your choice and there are no deductibles and no fine print limitations or exclusions.
  • Vision Insurance - Vision benefits, provided by various carriers, can deliver an attractive additional benefit for eligible employees. Plans provide coverage both in-network and out-of-network and offer significant cost savings on exams, frames, lenses, and contacts.
  • COBRA - Benemax assists our clients’ HR Departments with COBRA administration, compliance, employee education, Plan Documents, Medicare consultation, and more.


About Benemax | 35 Years of Service

Benemax, the Benefit Management Company, is one of the oldest continuously operating Consumer Directed Healthcare company in the United States. Founded in 1985, this full-service company represents more than 350 clients of varying sizes in various market sectors throughout the United States and is licensed with and recognized by all the major domestic group insurance carriers.

With a staff of 40 permanent full-time employees, Benemax is resourced to provide expertise in benefit design, claims administration, compliance, employee health and wellness strategies, COBRA and Flexible Spending Account administration. Benemax’s approach to client engagements is consultative and analytical in nature. We are highly oriented towards client and member service and focused on achieving measurable results, both in the short- and long-term.

Finding the best, most cost-effective solution to meet an employer’s group benefit objectives has been Benemax’s calling since 1985. Cost/expense reduction, effective plan administration, outstanding service and support, and long-term relationships with our clients have been hallmarks of our engagements.

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Benemax | A OneDigital Solution

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