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        • Insurance, Financial Services and HR Consulting

          OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security.

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          We are in the people business. Learn more about the individuals who believe transformative things happen when you connect the dots between technology, businesses and people.

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        • Technology & Innovation

          In a landscape where complexity often hampers efficiency, OneDigital is transforming the industry by leveraging technology to drive meaningful change through business automation, APIs, product development and AI.

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      • Diversity, Equity, Inclusion & Belonging
        • Diversity, Equity, Inclusion & Belonging at OneDigital

          At OneDigital, Diversity, Equity, Inclusion, and Belonging (DEI&B) is not a program—it's part of our DNA. See how we're moving the needle.

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          View the latest news on our people, teams, products and partnerships.

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        • Bold Studio

          An interactive and evolving destination – Bold Studio hosts ideas, insights and news surrounding OneDigital's advancements in people, business and products aimed to disrupt the ecosystem from the inside out.

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      • Careers
        • Careers at OneDigital

          Helping people isn't just what we do, it's all we do. We are about providing our employees with a career where they can dedicate their skills to making a difference in millions of lives every day. Explore opportunities with OneDigital so you can do your best work and live your best life.

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      • Celebrating 25 Years
        • Celebrating 25 Years of Building for Better

          For 25 years, OneDigital has grown, evolved, and innovated—always with people at the center of everything we do. Together with our clients, partners, and teams, we’re building a future where people and businesses are empowered to do their best work and live their best lives.

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          Build a future with a company that unleashes your team's potential and invests in your business for long-term transformation, limitless expansion, and opportunity.

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  • What We Do
      • Insurance
          • Employee Benefits
            • Employee Benefits Consulting

              Using data and insights, our employee benefits solution meets the healthcare needs of organizations at all stages of their growth journey and provides customized plans from hire to retirement.

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              • ADDITIONAL SERVICES
              • Benefits Administration Technology
              • Captives
              • Compliance Consulting
              • Global Benefits
              • Employee Engagement & Education
              • Pharmacy Consulting
              • Private Equity Mergers & Acquisitions
              • Stop Loss Insurance
          • Medicare
            • OneDigital Advanced Health

              Navigate your healthcare journey with confidence by exploring all the options available to you, including Medicare Advantage, supplemental plans, and pharmacy coverage, helping you make informed decisions about your healthcare journey.

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              • ADDITIONAL SERVICES
              • Medicare Advantage
              • Supplemental Plans
              • Pharmacy Plans
              • Medicare Consulting for Employers
          • Property & Casualty
            • Property & Casualty

              Our property and casualty insurance solutions delve into the intricate landscape of risks, encompassing financial, regulatory, operational, and intangible assets, all with a singular aim – safeguarding businesses and their people.

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              • ADDITIONAL SERVICES
              • Brokerage Services
              • Claims Consulting
              • Safety and Loss Control
              • Technology & Analytics
              • Workers' Compensation Consulting
      • Financial Services
          • Retirement Plan Services
            • Retirement Plan Services

              OneDigital empowers employers to enhance retirement savings programs and seamlessly integrate them into the broader workforce strategy, so employees can perform at their peak with less financial stress and be better prepared for retirement.

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              • ADDITIONAL SERVICES
              • Retirement Plan Consulting
              • Fee Benchmarking
              • Participant Education
          • Retirement Plan Administration
            • Retirement Plan Administration

              Collaborating with expert plan administrators to seamlessly align plan provisions with your organizational goals, we integrate financial solutions, employee communications, and regulatory elements into a cohesive strategy. We tailor third-party administration services to proactively design and manage plans that support employees and maintain audit readiness.

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              • ADDITIONAL SERVICES
              • Retirement Plan Notices
              • Documentation and Reports
              • Discrimination and Compliance Testing
          • Executive Benefits
            • Executive Benefits

              Competitive executive benefits are vital for attracting and retaining top talent, as they can significantly impact business performance, reinforcing the importance of well-designed benefit strategies aligned with organizational stability.

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              • ADDITIONAL SERVICES
              • Nonqualified Deferred Compensation (NQDC)
              • Equity Compensation Planning
              • 409A Diagnostic Evaluation
              • Benefit Liability Financing Strategies
              • Supplemental Executive Retirement Plans (SERPs)
              • Long Term Incentive Plans (LTIPs)
              • Bank Owned Life Insurance (BOLI)
              • Corporate Owned Life Insurance (COLI)
              • Insurance Company Owned Life Insurance (ICOLI)
              • Executive Benefits Benchmarking
              • Individual Disability Insurance (IDI)
          • Financial Education & Guidance
            • Financial Education & Guidance

              For employers that recognize the connection between financially healthy employees and productivity, integrating financial planning and advice into your benefits package empowers both your workforce and your business, ensuring employees feel confident and in control of their financial futures.

              LET'S GO
              • ADDITIONAL SERVICES
              • On-demand Resources and Financial Planning Tools
              • One-on-One Financial Coaching
              • Personalized Financial Plan for Employees
              • Wealth Management
          • Wealth Management
            • Wealth Management

              Our approach to wealth management focuses on your unique financial journey and goals, and simplifies your complex financial life by integrating investments, insurance, taxes, and estate planning into a unified strategy.

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              • ADDITIONAL SERVICES
              • Private Client
              • Ongoing Financial Planning
              • Investment Advice and Management
      • Human Resources Consulting
          • HR Consulting
            • Human Resources Consulting

              OneDigital provides customizable and cost-effective HR solutions to help companies adapt to the evolving workforce dynamics, fostering an environment for employees to perform at their best, even in challenging economic times.

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              • ADDITIONAL SERVICES
              • Leave of Absence Management
          • HR Technology Consulting
            • Human Resources Technology Consulting

              Our team of strategists can provide an objective assessment of your current HR technology, tailor an HCM strategy to your business goals, seamlessly implement it with the right personnel, and offer managed support services for optimal ROI.

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              • ADDITIONAL SERVICES
              • HR System Strategy
              • Optimization
              • Selection & RFP
              • Implementation
              • Ongoing Support
          • PEO
            • OneDigital Resourcing Edge

              OneDigital Resourcing Edge offers small-to-medium-sized businesses a unified platform to address critical operational and HR needs, ensuring compliance, mitigating risks, optimizing benefits, and enhancing employee experiences while allowing leaders to concentrate on business success.

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              • ADDITIONAL SERVICES
              • Employee Benefits
              • Human Resources
              • Payroll
              • Risk
              • Technology
      • Solutions for Businesses
          • Employee Benefits
            • Employee Benefits Consulting

              Using data and insights, our employee benefits solution meets the healthcare needs of organizations at all stages of their growth journey and provides customized plans from hire to retirement.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Captives
              • Compliance Consulting
              • Global Benefits
              • Employee Engagement & Education
              • Pharmacy Consulting
              • Private Equity Mergers & Acquisitions
              • Stop Loss Insurance
          • Property & Casualty
            • Property & Casualty

              Our property and casualty insurance solutions delve into the intricate landscape of risks, encompassing financial, regulatory, operational, and intangible assets, all with a singular aim – safeguarding businesses and their people.

              LEARN MORE
              • ADDITIONAL SERVICES
              • Brokerage Services
              • Claims Consulting
              • Safety and Loss Control
              • Technology & Analytics
              • Workers Compensation Consulting
          • Retirement Plan Services
            • Retirement Plan Services

              OneDigital empowers employers to enhance retirement savings programs and seamlessly integrate them into the broader workforce strategy, so employees can perform at their peak with less financial stress and be better prepared for retirement.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Retirement Plan Consulting
              • Fee Benchmarking
              • Participant Education
          • Retirement Plan Administration
            • Retirement Plan Administration

              Collaborating with expert plan administrators to seamlessly align plan provisions with your organizational goals, we integrate financial solutions, employee communications, and regulatory elements into a cohesive strategy. We tailor third-party administration services to proactively design and manage plans that support employees and maintain audit readiness.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Retirement Plan Notices
              • Documentation and Reports
              • Discrimination and Compliance Testing
          • Executive Benefits
            • Executive Benefits

              Competitive executive benefits are vital for attracting and retaining top talent, as they can significantly impact business performance, reinforcing the importance of well-designed benefit strategies aligned with organizational stability.

              LEARN MORE
              • ADDITIONAL SERVICES
              • Equity Compensation Planning
              • Succession Planning
          • HR Consulting
            • HR Consulting

              OneDigital provides customizable and cost-effective HR solutions to help companies adapt to the evolving workforce dynamics, fostering an environment for employees to perform at their best, even in challenging economic times.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Leave of Absence Management
          • HR Technology Consulting
            • Human Resources Technology Consulting

              Our team of strategists can provide an objective assessment of your current HR technology, tailor an HCM strategy to your business goals, seamlessly implement it with the right personnel, and offer managed support services for optimal ROI.

              VISIT NOW
              • ADDITIONAL SERVICES
              • HR System Strategy
              • Optimization
              • Selection & RFP
              • Implementation
              • Ongoing Support
          • PEO
            • OneDigital Resourcing Edge

              OneDigital Resourcing Edge offers small-to-medium-sized businesses a unified platform to address critical operational and HR needs, ensuring compliance, mitigating risks, optimizing benefits, and enhancing employee experiences while allowing leaders to concentrate on business success.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Employee Benefits
              • Human Resources
              • Payroll
              • Risk
              • Technology
      • Solutions for Individuals
          • Medicare
            • OneDigital Advanced Health

              Navigate your healthcare journey with confidence by exploring all the options available to you, including Medicare Advantage, supplemental plans, and pharmacy coverage, helping you make informed decisions about your healthcare journey.

              VISIT NOW
              • ADDITIONAL SERVICES
              • Medicare Advantage
              • Supplemental Plans
              • Pharmacy Plans
              • Medicare Consulting for Employers
          • Personal Insurance
            • Personal Insurance

              When life's unexpected twists and turns come knocking at your door, it’s critical that you have the right home, auto, and umbrella insurance to safeguard what matters most.

              LEARN MORE
          • Wealth Management
            • Wealth Management

              Our approach to wealth management focuses on your unique financial journey and goals, and simplifies your complex financial life by integrating investments, insurance, taxes, and estate planning into a unified strategy.

              LEARN MORE
              • ADDITIONAL SERVICES
              • Private Client
              • Ongoing Financial Planning
              • Investment Advice and Management
  • Who We Serve
      • Employers
        • Employers

          Benefits, insurance, financial services and HR strategies aimed at improving your bottom line and employee experience.

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      • Individuals
        • Individuals

          Personal insurance and financial strategies aimed at helping you live your best life today and into the future.

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  • Events & Learning
      • Events & Webinars
        • Tariffs, Turmoil & Tough Calls: How Corporate America Survives the Trade Turbulence

          In today’s uncertain economic climate, business leaders are facing pressure to make confident, cost-conscious decisions, all while supporting a workforce with evolving needs and new expectations. View this dynamic conversation on-demand, that cuts through the noise, featuring specialists from McKinsey & Company and Dimensional Fund Advisors.

          WATCH NOW View Upcoming Events Arrow Left Long Icon
      • Fresh Thinking Blog
        • Fresh Thinking Blog

          Timely insights and expert guidance to help you stay ahead of costs, risks, and change—covering financial services, HR, benefits, compliance, workplace wellness, and more.

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      • Employee Value Perception Study
        • Employee Value Perception Study

          OneDigital is helping businesses take the guess work out of building their total rewards strategies. Discover what matters to your employee to help you make better decisions.

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      • 2025 Federal Policy Updates
        • 2025 Federal Policy Updates

          Stay ahead of what’s coming to ensure your organization is prepared for what’s next. OneDigital’s team will provide a concise summary of pending and anticipated legislative and regulatory developments—helping you navigate potential changes in healthcare, benefits, HR compliance, and workforce policies.

          GO NOW Arrow Left Long Icon
  • Join Us
      • Careers
        • Careers at OneDigital

          Helping people isn’t just what we do, it’s all we do. We are about providing our employees with a career where they can dedicate their skills to making a difference in millions of lives every day. Explore opportunities with OneDigital so you can do your best work and live your best life.

          JOIN OUR TEAM
          • ADDITIONAL RESOURCES
          • View Current Openings
          • Internship Opportunities
          • Video Library
          • OneDigital Advanced Health Careers
      • Mergers & Acquisitions
        • Mergers and Acquisitions at OneDigital

          Join a company that doesn’t exist elsewhere in the marketplace today. A company of consequence whose acquisition strategy is about culture and economic opportunity, with an eye toward impacting the lives of millions of Americans.

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          • Private Equity Mergers & Acquisitions
          • Stop Loss Insurance
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    Grant Horn

    Article

    California State Disability Insurance: How the 2025 Rate Change Impacts Businesses and Employees

    2.20.2024

    Read more

    On-Demand Webinar

    State of the Market: Insights into Rising Health Insurance Costs and Strategies for Small Employers

    9.26.2023

    Watch now

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