Plan sponsors are turning to alternative options, like Pension Risk Transfer (PRT), to ensure their Defined Benefit strategy is optimized for the current and future conditions and risk is managed to help meet their business goals.
OneDigital’s Pension Risk Transfer (PRT) Team has the expertise to help Plan Sponsors identify PRT opportunities with decades of experience negotiating contract pricing with insurance carriers.
Rising interest rates have completely changed the Defined Benefit plan landscape, as well as the solutions that make the most sense. Although it may be tempting to “take a break” from worrying about your Defined Benefit plan, the current environment may present new opportunities for you and your retirement plan. OneDigital’s Pension Risk Transfer (PRT) Team aims to provide a service in which you are able to offset many of the risks/costs associated with a pension plan. Contact our team to learn more!
At OneDigital, our Pension Risk Transfer (PRT) team partners with your adviser to help serve your business' pension needs. Here's how we help:
OneDigital will review your Plan’s Funded Status, Liability Driven Investment Strategy, and Identify Opportunities to Transfer Risk & Costs from the Plan.
OneDigital will review and identify specific groups of retirees in the plan that should be annuitized. OneDigital will then solicit interest from insurance carriers, negotiate pricing, and implement the annuity contract installation for the Plan Sponsor.
As a Plan’s Funded Status improves, the investment strategy should allocate more assets to a liability hedging portfolio (LDI). OneDigital will review and recommend an LDI portfolio that matches your specific Plan liabilities, and how much you should allocate to that portfolio given your Plan’s funded status and contribution strategy.
Our Pension Risk Transfer (PRT) Team has the expertise to help Plan Sponsors identify PRT opportunities with decades of experience negotiating contract pricing with insurance carriers.
OneDigital | Pension Risk Transfer
Looking to de-risk and lower costs in your pension plan? Plan sponsors have come to rely on OneDigital's Pension Risk Transfer team to save them money and reduce balance sheet risk. Contact a retirement plan advisor today to get started.