VAIS’s Official Retirement Plan Partner

Fresh thinking and relentless commitment to helping members of the Virginia Association of Independent Schools optimize their retirement plans.


Helping VAIS member schools reduce work, reduce risk, and reduce cost for Better Participant Outcomes

Schools today understand that a high performing retirement plan can be a crucial competitive differentiator in the market. The recipe for attracting and retaining high caliber talent requires a strategic vision, a fresh approach to plan design and relentless commitment to top-tier employee outcomes.

The VAIS has partnered with OneDigital, an innovative market leader in employee benefits, to offer its members the fresh thinking and proactive approach that VAIS members need to drive success in today’s competitive landscape. OneDigital understands the industry and the unique challenges faced by schools and faculty and staff. We work hard to effectively provide the expert guidance, robust tools and practical hands-on support VAIS members deserve.

A MEP allows employers to join their 403(b) accounts together to create economies of scale resulting in improved pricing, reduced fiduciary exposure, and outsourced plan administration.

What is a MEP?

A MEP is a single 403(b) plan with multiple “adopting employers” (AEs).

Key characteristics include:

    • Single plan document
    • One Form 5500 / One plan audit
    • Pooled assets and administration
    • Centralized governance

Meet your MEP Service Team

Your MEP 3(38) Plan Advisor & Participant
Education Specialists: OneDigital

Your MEP Recordkeeper: TIAA

Your MEP 3(16) Administrator: Pentegra


"As only the third K-12 independent school association to establish a MEP in the country, VAIS is providing a fantastic service to its member schools. Participants will see benefits such as increased retirement earning potential and reduced fees, as well as the ability to receive excellent one-on-one investment consultation. In today’s competitive market, helping educators prepare for their retirement should be a primary recruitment and retention tool our schools should be using to attract and keep the best talent in our schools."

Betsy Johnson

Executive Director, Virginia Association of Independent Schools

"As the world gets more complex and schools of varying sizes face myriad challenges, working together will help schools to continue successful operations. The MEP is our first foray into collaboration at a new level/scale. We are collaborating so as to provide employees with better benefits/services, reduced fees, and greater fiduciary security. I’m excited about what could be next!"

Trip Darrin

Head of School, Blue Ridge School, VAIS Board Member & VAIS MEP Board Chair

"I want to thank you for your time and for helping me figure out the specific short-term goals that will help me with my long-term plan. I appreciate this one-on-one meeting so much! It's made a huge difference in the way I was feeling before the meeting compared to how I'm feeling now.

For the past three weeks, I've been feeling overwhelmed, very anxious, and insecure every time I wanted to make changes and have a better idea of how to improve my retirement goals and plan. Today, you have given me peace of mind by setting a simple yet much needed plan of action. I truly appreciate your guidance and help."

Participant's One-On-One Experience


Matthew Hedley, CFP®

  • Vice President, OneDigital Retirement + Wealth

Read more about Matt's work with OneDigital here.

The benefits of joining the MEP:

      1. Lower costs
      2. Reduced risk
      3. Reduced administrative burden for your business office
      4. Improved participant outcomes
      5. Cost benefits through pooled resources
      6. More attractive retirement plans in your recruitment/retention efforts




Changing times demand a new approach.


Between rapidly changing regulations, overwhelming compliance issues and the ever-growing health cost curve, a one-size-fits-all benefits plan isn’t going to cut it. Learn how OneDigital can help your business lower employee benefit costs and ease your administrative burden.

Thought Leadership


Investment advice is offered through OneDigital Investment Advisors, an SEC-registered investment adviser and wholly owned subsidiary of OneDigital. Please note the other companies referenced on this website are separate entities from OneDigital Investment Advisors and are not authorized to provide, and do not provide, investment advisory or securities brokerage services.