Financial Services for an Empowered Workforce
Nearly all employees want their employer to provide financial planning education and advisory services.
However, offering a program that lacks continuity with your current approach and fails to account for your employee’s unique circumstances can do more harm to your business than good. Develop a holistic strategy that aligns with your culture, seamlessly integrates with your other offerings and addresses the needs of a multigenerational workforce to foster healthier and happier employees.
Solutions for Employers of All Sizes
OneDigital’s Financial Services offers a comprehensive solution focused on tailoring retirement plans, wealth management conversations and financial wellness programs to meet the needs of each organization and its employees.
FIND EFFICIENCIES
Reduce burden on HR and payroll departments by updating plan technology and integrating systems.
IMPROVE PARTICIPATION
Make it easy for employees to engage in a conversation about their financial health and path to retirement.
UNDERSTAND COSTS
Understand how your vendor and service costs compare to other companies in your industry and region and how participation impacts your bottom line.
DIRECT COMPLIANCE
Receive strategic guidance on key regulations and actions you can take to stay up to date.
A Holistic Approach to Retirement
Most employees share a similar goal: to retire on time with the ability to generate adequate income.
Still, it’s all too common for retirement-ready employees to be unable to do so – impacting morale, health, productivity and frankly, your bottom line. Reduce the stress of your workforce and increase engagement and productivity by offering a customized, modern retirement program that can help each employee meet their goals within their timeline.
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Plan Features That Can Help Your Employees Live More Financially Free
Our goal is to help your employees live without financial burden. Click on the button below to learn about plan features that you should look to implement in your plan today!
Engaging a Diverse Workforce - How You Can Help Your Employees Thrive
Today's workforce is more diverse than ever. Employers need to make sure they are doing everything they can to help their employees succeed. Read more to learn some of the best ways to differentiate your business through employee engagement.
Stay Audit Ready
Gain peace of mind that your plan is correctly managed and operated.
When a program is mismanaged or developed on an outdated framework, the potential liability and administrative headache create more risk than reward and threaten the integrity of the business as a whole. OneDigital’s team of independent advisers can help manage the technical aspects of any retirement plan to eliminate your risk of exposure, liability and keep you informed of regulatory changes so you can focus on your most valuable asset — your people.
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2023 Retirement Plan Contribution Limits
The IRS has released all the retirement plan limits for 2023. This article gives an overview of these limits for you to be aware of as a plan sponsor.
Year-End Checklist for Your Retirement Plan
To be prepared for year-end, you need to be communicating with your third party administrator to make sure you are gathering the information necessary for 2023.
Identify Executive Benefits Strategies
Your best defense against market uncertainty is retention of your top talent.
Designing complementary financial services and retirement strategies that enhance your executive benefits program can offer your high performers peace of mind that staying with your organization means their financial future is secure. Developing a strategy that impacts the bottom line and evolves to meet the changing needs of executives and top talent is of the utmost importance.
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The Retirement Savings Gap for Executives is Real
Many plan sponsors may not be realized but the benefits for highly compensated employees is lagging behind. Nonqualified Deferred Compensation Plans (NQDC) can offer an effective strategy for helping highly compensated employees save beyond the limits of a qualified plan.
IRS Audits and the Nonqualified Deferred Compensation Plan
A new IRS Nonqualified Deferred Compensation Audit Technique Guide has been released. Which may signal that the IRS could be conducting more audits. Is your Nonqualified Deferred Compensation Plan (NQDC) prepared if it is to be audited?
A Complete Retirement Solution
Now, more than ever, empowering a financially confident workforce can drive greater overall business outcomes.
Today’s multigenerational workforce requires a tailored, holistic approach to benefits in support of their goals both in and outside of the workplace and that can be a challenge to provide. OneDigital’s Complete Retirement Solution provides individualized support from financial wellness coaches and personalized investment management inside the plan.
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OneDigital Announces Complete Retirement Solution for Small Businesses
OneDigital introduces comprehensive retirement plan solution that includes a robust financial wellness platform and hands-on account management.
SECURE 2.0: An Overview of the Provisions Impacting Employers
While most provisions of SECURE 2.0 will not take effect immediately, the legislation promises to alter the retirement landscape for millions of Americans and the businesses that employ them. Provisions included in SECURE 2.0 impact sponsors in a variety of ways, and it is important that retirement plan sponsors and small businesses understand how to take advantage of and stay in compliance with the new laws. Tune into this webinar to hear benefits and retirement plan consultants provide an overview of the major SECURE 2.0 provisions that will impact retirement plans.
OneDigital | Financial Services
Are you ready to offer your employees what they really want?
A siloed approach to providing health and wealth benefits no longer makes sense. Today’s modern workforce expects a sophisticated, streamlined benefits experience that considers the whole person.
Unfortunately, in today’s market, companies that fail to embrace this practice can inadvertently sacrifice the future health of their employees, damage their competitive edge in the market and risk the financial future of the business.
OneDigital Financial Services' team of independent advisers, including plan consultants, participant educators and wealth management advisers, offers a comprehensive solution focused on tailoring retirement plans, wealth management conversations and financial wellness programs that meets your people where they are, so they can do their best work and live their best lives.
Thought Leadership
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Investment advice is offered through OneDigital Investment Advisors, an SEC-registered investment adviser and wholly owned subsidiary of OneDigital. Please note the other companies referenced on this website are separate entities from OneDigital Investment Advisors and are not authorized to provide, and do not provide, investment advisory or securities brokerage services.