Understanding the New COVID-19 Stimulus Law on Health Coverage Provisions

There is no greater focus today than on how business leaders manage their workforces, mitigate risk and position themselves for financial stability and future growth post-pandemic. OneDigital is your partner in managing for long-term success during these turbulent times. Utilize this resource to help blunt the crisis’ impact on your business, now.

Stimulus Information for Businesses


The American Rescue Plan Act (ARPA) of 2021 and COBRA Premium Subsidies

Many leaders and plan managers are feeling frustrated, trying to interpret and understand the requirements to determine what is being asked of them today. Our compliance leaders discuss the latest updates, action items and timeframes known today. While there is plenty of information in this 600-page law, but they focus on the items that impact employers. The biggest takeaway right now? Don’t panic and stay tuned for additional guidance.

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American Rescue Plan Act of 2021

In the first sweeping legislation for the new 117th Congress, H.R.1319, a $1.865 trillion-dollar COVID-19 relief bill, becomes law. Download the InfoBrief for a complete breakdown of the specific areas that impact employers and employee benefits.

Download InfoBrief

Employers’ Top COBRA Subsidy Questions Under the American Rescue Plan Act of 2021

Among other provisions, ARPA includes a 100% COBRA subsidy for up to six months for individuals who lost health coverage because of involuntary termination or reduction of hours during the pandemic. It also provides an extended election period for those eligible to receive the subsidy but did not initially elect COBRA or let their COBRA coverage lapse.

The Internal Revenue Service and Department of Labor are planning to issue guidance to clarify implementation procedures in the near-term future. In the meantime, review the top APRA COBRA-related questions coming in from employers.

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CARES Act Frequently Asked Questions



Stimulus Guidance


Stimulus Guidance Advisory

Carrie Balicki Managing Principal, Enterprise Growth

Annette Bechtold OneDigital Compliance Contributor
Camry Blaising Executive Vice President of Operations

Julie Cape Executive Vice President of Client Services, Enterprise & Select

Bill Carew Chief Operating Officer
Jeff Gentile National Practice Leader, Global Benefits Consulting

Pete Gruenberg Regional Managing Principal, Mid-Atlantic Region

Mark Juneau VP of Global Benefits
George Papagelis National Practice Leader, Captive Solutions

Tom Wimer VP, HR Consulting and Compensation Consulting

We encourage organizations to seek guidance from health agencies, including the Centers for Disease Control (CDC) and the World Health Organization (WHO), as well as local government entities for a comprehensive and timely view of the current state of the virus as well as information on prevention.

The information contained here and the statements expressed are a general nature and are not intended to address the circumstances of any particular or individual entity. This advisory hub is made available by OneDigital for educational purposes only. Please consult with your local advisory team member for advice specific to your situation.